In China，the joint coordination between bio-safety disposal of dead animals and insurance has been practiced for several decades. During 2007 to 2016，livestock insurance premium jumped from RMB 1.969 billion to 10.475 billion，growing by 532.00%，actively promoting the development of livestock insurance and health breeding. In order to explore its work pattern and development status，two major patterns in which livestock insurance respectively combining with decentralized and centralized processing were sorted out. Meanwhile their advantages and disadvantages were discussed in the general. Then three difficulties were pointed out：difficulty in enabling animal production farmers to take initiative bio-safety disposal actions，difficulty in construction and operation of bio-safety disposal plants，as well as difficulty in storage，collection and transportation of animals died of diseases. In view of the difficulties，countermeasures were proposed correspondingly，including popularizing this joint working mechanism energetically，enhancing support and refining implementation rules.